16, May 2025
Long-term growth with new low rental loan rates

Ready to elevate your investment strategy? With Kiavi’s new DSCR low rental loan rates as low as 6.625%*, you can turn your next investment property into steady cash flow, building long-term wealth that scales with your strategy.

Get your Business Line of Credit
Get your Business Line of Credit

Our DSCR rental loans are qualified based on the property’s projected rental income, not just your personal income or employment history–allowing you to easily apply, get pre-qualified online, and close quickly to maximize your ROI.

It’s a flexible, powerful way to grow your investment portfolio without missing a beat–with newly lowered rates to help you scale.

Whether you’re looking to finance a new property, refinance, or free up cash in your portfolio, Kiavi’s DSCR rental loans offer:

Unlock long-term growth with new low rental loan rates
Unlock long-term growth with new low rental loan rates

Single Asset DSCR Low Rental Loan Rates

  • Rates as low as 6.625%*
  • Cash-out refinances after a property is owned for 90 days or is free and clear
  • Flexible DSCRs as low as 0.8X
  • No hard credit pulls
  • No leases or capex reserves/minimum liquidity required
  • Flexible prepayment options with varying term lengths and step-downs
  • Up to 80% LTV*
  • 5/1 ARM, 7/1 ARM, 30-year fixed, and interest-only options
  • Purchase, delayed purchase, rate/term refinance, and cash-out refinance options
  • Single-family homes, attached/detached PUDs, 2-4 units, condos, and manufactured houses
  • No cap on the number of rental loans financed with Kiavi
Ready to Get Started?
Take your real estate investment strategy to the next level by exploring Kiavi’s fast, easy, and reliable rental loans options.
See Your Rate

*Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas. Loans available in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MT, NC, NE, ND, NH, NJ, NV, NY, OH, OK, OR, PA, SC, SD, TN, TX, VA, WA, WI, WV, and WY as well as Washington D.C. New Construction Loans in California are eligible for a maximum loan size of $3M and maximum rehab budget of $2M. All other states have a maximum loan size of $2M and maximum rehab budget of $1.5M.
**Loans in which the borrower uses secondary financing sources do not qualify for interest as drawn. If secondary financing is obtained, borrowers will be unable to obtain construction draws until cured.
**Exceptions may apply.

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