Ground Up Construction Loan Up to 90% LTC & 75% ARV
Ready to Build? Our ground up construction loan gives you up to 90% LTC & 75% ARV – Get More Leverage for Your Next Build!
Thinking about building a new rental, build to flip, or investment property? The right financing can make all the difference—and that’s where we come in. We specialize in ground-up construction financing designed to help real estate investors and builders move quickly and maximize their returns.
Why Choose Our Ground Up Construction Loan Program?
Quick Closings – Get your project funded fast so you can start building without delays! No Full Appraisal Needed – Save time and money with a streamlined approval process. Up to 90% LTC & 75% ARV – More leverage means bigger profits for you! Flexible Loan Terms – Financing tailored to your construction timeline.
First-Time Builders – Building your first project? No problem! Just use an approved builder in one of our Tier 1 markets.
Unlike traditional lenders, we understand investors—our streamlined process gets you the capital you need without the hassle.
- Draw schedules that are flexible: Each builder has different needs, and we understand that.
- 100% construction financing hard money loans: Helping investors keep more money in their pocket.
- Interest only payments: For the entire life of the loan:
- One loan originator: We will walk you through the process from the beginning to closing, we also service all our loans.
- Quick turnaround times: Once we have the appraisals and permits in hand, we can close shortly after that.
- Direct hard money lender: In house private real estate financing for all deals. That is how we are able to fund fast!
- Temp to Perm Construction Loan: For investors looking to build wealth and hold properties for passive income.
Who Can Benefit from Our GUC Loans?
Real Estate Developers – Finance your next spec home with ease.
Fix & Flip Investors – Build new instead of rehabbing old homes.
Buy & Hold Investors – Construct cash-flowing rental properties.
Landowners – Fund your first ground-up build and bring your vision to life.
If you’ve been waiting for the perfect opportunity to start your next project, don’t let slow financing hold you back. We’re here to help you build success—fast.
Ready to Build? We’ve Got Your Construction Financing Covered!
Apply now and let us be your trusted ground-up construction lender.
The Lender That Moves as Fast as You Do!
Some key things in regards our company.
100% Financing for Experienced Investors: We offer up to 100% financing for experienced investors in select markets. ( Bridge only )
Who We Are: Tidal Loans is your direct lending partner, built and backed by real estate investors.
STR Financing: Dive into short-term rentals (Airbnb/VRBO), leveraging short-term rental income.
BRRR Strategy Simplified: Streamline your BRRR projects with Tidal Loans – we kickstart the refinance approval while your property undergoes transformation.
Quick Pre-Approvals: We issue term sheets in 24 hours after submission.
No Appraisals Needed: We have loan options (bridge loans) where you can opt out of a full appraisal.
Secure Portal Access: All clients will receive a secure portal to upload documents and request draws.